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Personal Finance

The Real Monthly Budget for College Students in 2025 (From a Senior’s Experience)

SmartIQ Author May 4, 2025 0

Creating a monthly budget for college students typically seems straightforward — until you’re actually facing the $29,300 average debt that…

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Personal Finance

How to Save Money as a Student: A Broke College Kid’s Survival Guide

SmartIQ Author May 4, 2025 0

Does figuring out how to save money as a student make your head spin when college costs $27,100 at public…

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Personal Finance

How to Budget $3,000 Monthly Income: A Simple Step-by-Step Plan

SmartIQ Author May 4, 2025 0

How much should I save if I make $3,000 a month? It’s a common question, especially considering that 74% of…

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Personal Finance

[7] Types of Budgets: The 4 A’s Method for Better Money Control

SmartIQ Author May 4, 2025 0

Are you staring at your bank account wondering where all your money went this month? Don’t worry — you’re not…

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Personal Finance

How to Use the 50/30/20 Rule: A Simple Guide to Smart Budgeting

SmartIQ Author May 4, 2025 0

Did you know the average American saves just 3.4% of their income as of June 2024? That’s nowhere near enough…

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Personal Finance

How to Build an Emergency Fund: A Beginner’s Step-by-Step Guide

SmartIQ Author Apr 30, 2025 0

The numbers paint a startling picture – 54% of American adults managed to save three months of emergency funds in…

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Personal Finance

Best Finance Subreddits That Actually Made Me Money in 2025

SmartIQ Author Apr 29, 2025 0

Reddit’s best finance communities changed my financial life in unexpected ways. I started browsing Reddit for fun but soon came…

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Personal Finance

15 Practical Money Saving Tips That Add Up to $500/Month

SmartIQ Author Apr 29, 2025 0

Did you know that smart money-saving tips could help you avoid spending the average $3,639 per year on food outside…

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Personal Finance

Personal Finance Lab: What Teachers Won’t Tell You About Money Skills

SmartIQ Author Apr 29, 2025 0

Students get a chance to manage a virtual $100,000 portfolio in personal finance lab, but does this simulation truly prepare…

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Personal Finance

How to Choose Personal Finance Software That Actually Saves You Money (2025 Guide)

SmartIQ Author Apr 29, 2025 0

Smart personal finance software saves money and helps track budgets, monitor expenses, and map out financial goals. The market offers…

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